Besides the experienced and well diversified Board, KANIKA has engaged a highly qualified and professional team, led by SANJAY NAVEEN GOWAN, who is the Chief Executive Officer. Sanjay has over 2 decades of hardcore experience in MSME finance and microfinance with SIDBI. He is a Science Graduate and an MBA from Allahabad University. He brings on board his astute business acumen, leadership qualities and in-depth knowledge in MSME space.